Rate of Return
The change in asset value, plus income and realized gain losses, expressed as a percentage of the total amount invested.

Real Estate
Land plus anything permanently fixed to it, including buildings.

Realtor
A designation given to a real estate broker or sales-associate who is a member of a board associated with the National Association of Realtors or with the National Association of Real Estate Boards.

Refinance
(1) The renewing of an existing loan with the same borrower and lender.
(2) A loan on the same property by either the same lender or borrower.
(3) The selling of loans by the original lender.

Registrar of Deeds
A term used in some states to describe the person in charge of recorded instruments. More commonly called a recorder.

Remainderman
In the case of a trust, this term refers to the individual who will receive the principal of a trust when final distribution takes place.

RESPA (Real Estate Settlement Procedures Act)
A federal statute effective June 20, 1975, requiring disclosure of certain costs in the sale of residential (one to four family) improved property which is to be financed by a federally insured lender.

Return
Profit earned by a capital investment or other type of security.

Revocable Trust
A type of trust that can be terminated by the settler (the opposite of an irrevocable trust).

Risk
The chance that an investment could lose or fail to maintain value.

Russell 1000
An index that measures the performance of the 1,000 largest companies in the Russell 3000 Index. The Russell 1000 represents approximately 92% of the total market capitalization of the Russell 3000 Index.

Russell 1000 Growth
This index measures the performance of those Russell 1000 companies with higher price-to-book ratios and higher forecasted growth values.

Russell 1000 Value
An index that measures the performance of those Russell 1000 companies with lower price-to-book ratios and lower forecasted growth values.

Russell 2000
An index that measures the performance of the 2,000 smallest companies in the Russell 3000 Index, which represent approximately 8% of the total market capitalization of the Russell 3000 Index.

Russell 2000 Growth
This index measures the performance of those Russell 2000 companies with higher price-to-book ratios and higher forecasted growth values.

Russell 2000 Value
An index that measures the performance of those Russell 2000 companies with lower price-to-book ratios and lower forecasted growth values.

Russell 2500
This index measures the performance of the 2,500 smallest companies in the Russell 3000 Index, which represent approximately 16% of the Russell 3000's total market capitalization.

Russell 3000
This index measures the performance of the 3,000 largest U.S. companies based on total market capitalization. These companies represent approximately 98% of the investable U.S. equity market.

Russell 3000 Growth
An index that measures the performance of those Russell 3000 Index companies with higher price-to-book ratios and higher forecasted growth values.

Russell 3000 Value
An index that measures the performance of those Russell 3000 Index companies with lower price-to-book ratios and lower forecasted growth values.

Russell MidCap
This index measures the performance of the 800 smallest companies in the Russell 1000 Index, which represent approximately 25% of the total market capitalization of the Russell 1000 Index.